Who is this Carl for which we show such complete disdain? Is he a politician, a CEO, a shady insurance salesman? Honestly, Carl (Fuck him!) can be all those and more. Anytime something bad happens to you, it's Carl's fault! FML (fuck my life) isn't appropriate because you life really does matter. Obama isn't president anymore so "Thanks Obama!" doesn't seem as appropriate now. So we propose a new catchphrase for when those unfortunate circumstances you may find yourself in each day. See, it works in all situations and that metaphysical a-hole is responsible for all those bad things and more!